babyMaternity Magazine
Creative Child

Budgeting After Baby

by Sarah Lyons

Trimming Other Areas

Wardrobe

The key to saving money on adult clothing is to shop for versatile pieces that can be worn many different ways. A solid color top can be worn with jeans, slacks, or a skirt and paired with a scarf, necklace, jacket or worn alone for a variety of looks. Once you have your key pieces, only buy clothing when you really need them.

Food

There are several ways to cut costs in this area. Purchasing groceries with coupons, on sale, or generic brands can save money. Also, consider making items from scratch and eating out less to help trim your food budget. The internet abounds with ideas for $5 meals.

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Entertainment

Just because a new baby is in the house, that doesn’t mean that you have to stop enjoying entertainment. You might need to approach a night out in a new way, though. You do not have to go without movies, concerts, or area attractions but you should check deal sites to see if there are any options available to you. This will require planning ahead to make sure it fits into the budget and that you have childcare covered, if necessary. Also consider if items like cable or streaming subscriptions are necessary. Choose to pay for the entertainment you use and enjoy. 

Reduce

Our homes are filled with items we rarely use. Consider selling these items to put extra cash in your hand that can be used for all those new baby expenses. Have a garage sale, utilize consignment sales, or sell items in online marketplaces.

Trim expenses

Look at the family budget and evaluate where you can easily trim expenses. Do you belong to a gym, have club memberships, subscriptions, or other monthly bills that you do not use enough to justify the expense? Seriously consider if these items can be cut to free up the money for other expenses.

DIY

A simple way to save money is to do things yourself. Cleaning and lawn services are nice but expensive. Taking care of it yourself is free. Instead of paying someone to repair or remodel things around the house, try it yourself first and save the money you would have spent on labor.

Bringing home a new baby is an adjustment in many ways, and financial priorities will definitely shift in your family. In time, you’ll adjust to your new lifestyle, and you’ll feel comfortable with budgeting after baby.

Sarah Lyons is a stay at home wife and mother of six children, including 18 month old triplets. Using creative consequences with her kids has improved their behavior and encourages healthy relationships with each other.

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